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Vacationers traveling from the United States should not even need to exchange currency when visiting St. Kitts and Nevis. ATMs are readily available throughout the islands and cash and credit cards are both widely accepted.
Although the official unit of currency in St. Kitts and Nevis is the Eastern Caribbean Dollar, the U.S. Dollar is widely accepted. Those who choose to pay in U.S. dollars, however, should be aware that coins are not accepted on the island, and change will be given in Eastern Caribbean Dollars; a currency without use after leaving the Caribbean. Banks throughout the islands will gladly change currencies other than the U.S. Dollar for travelers coming from different countries. Most banks are open during the week from 8:00 a.m. to 2:00 p.m. or 3:00 p.m.
The Eastern Caribbean Dollar, fixed to the U.S. Dollar, has a current exchange rate of EC$2.67 to $1.00(USD). The exchange rate on the street may be closer to EC$2.60 to $1.00(USD). Bills are issued in denominations of EC$5, 10, 20, 50, and 100, while coins are issued in EC$0.01, $0.02, $0.05, $0.10, $0.25, and $1.00. Always be sure to be clear on what currency you are being quoted in when dealing with vendors and services.
Credit cards are widely accepted at major hotels, restaurants, other major services, but smaller operations may only accept cash or Visa and Mastercard. ATMs are also widely available for Visa and Mastercard owners (PLUS/Electron and Cirrus/Maestro networks). Select locations in Basseterre and in the Marriot Royal Resort will dispense U.S. Dollars The following is a list of banks which should all have 24 hour ATM services.
Nevis Credit Union
Bank of Nova Scotia
First Caribbean International
Royal Bank of Canada
St. Kitts Nevis-Anguilla National Bank
Development Bank of St. Kitts
Bank of Nevis
RBTT
Royal Bank of St. Kitts
Barclays Bank
Paying bills in St. Kitts and Nevis should not be a problem with accessible ATMs and widespread acceptance of two currencies.
No matter how much you plan to spend, plotting out the expenses you'll incur can help travelers to make the most of their vacation.
Smart travelers know that plotting out all the details of your visit to St. Kitts can help ensure that your trip goes smoothly.
Begin researching the history of St. Kitts by checking out this helpful article.